When you get auto insurance, it will come with a number of different types of coverage. There are types of coverage that are required by the state, and then there are others that aren’t required but that are very much needed. Collision coverage is a type that isn’t required, but no driver should be without it. When you need auto insurance, call us at MTC Insurance Agency Group in University Place, WA to find out more and get started.
When you use your liability coverage in your auto insurance policy, it pays for the damages that happen to the other people in the accident. It doesn’t cover your own damages. Bodily injury liability pays for the medical bills of the other parties. Property damage liability pays for the damage that was done to their vehicle, building, or other property. Both of these have to be in place in case you cause an accident. However, if you only have these overage types, the damage to your own vehicle won’t be covered if you cause an accident. That’s why there’s collision coverage. It pays for the damage to your vehicle so that you can get the repairs you need.
If you don’t have this type of auto coverage, it could mean serious financial difficulties after an accident. When you’re judged to be at fault, you wouldn’t have any coverage to take care of those bills and would have to pay them all yourself. If your vehicle is totaled, you may not be able to replace the vehicle because of the cost. It’s always safer to have collision coverage just in case you’re the cause of an accident.
Get Auto Coverage
For collision coverage and any other type of auto coverage, you can call us at MTC Insurance Agency Group in University Place, WA.